There are several programs available to assist your process whether it's
First time home buying, investments, renovations, mortgage delinquencies or lis Pendency (possible foreclosure). Call Beverly for more info 585-729-8348
New York Bishop Sheen Ecumenical Housing Foundation Home Ownership Loan Program (585) 461-4263
Rochester Home Expo Program (HOME) (585) 325-4663
Rochester Home Purchase Assistance Program (HPAP) (585) 325-4663
Rochester, HOME Rochester (HR) (585) 325-4663
Homeownership Neighborhood Revitalization Program
Graduate to Homeownership
Conventional Plus Program
FHA Plus Program
Introduced in March 2009, HARP enables borrowers with little or no equity to refinance into more affordable mortgages without new or additional mortgage insurance. HARP targets borrowers with loan-to-value (LTV) ratios equal to or greater than 80 percent and who have limited delinquencies over the 12 months prior to refinancing.
Through HARP, you can get a lower interest rate (which means less out-of-pocket costs each month), get a shorter loan term, or change from an adjustable to fixed-rate mortgage. There’s no minimum credit score needed, either.
If you’re at risk of losing your home because you’ve missed payments and have exhausted all other sources of help, the New York State Mortgage Assistance Program may be an option for you. NYS-MAP provides a 0% interest mortgage loan up to $40,000 to eligible New York homeowners at risk of foreclosure.
First time Home Buyer Programs